Physical
Travel and day-to-day spend with ONEO branding.
Home / Business / Company cards
Spend
ONEO Business cards with the controls CFOs demand
Physical and virtual Mastercard cards with the ONEO logo. Limits, merchant locks, freeze, receipts — so teams can spend without finance losing sleep.
PhysicalTravel & day-to-day spend
VirtualAds, SaaS, bookings
LocksMCC + amount caps
FreezeAdmin stop in seconds
Card types
Virtual
Create in seconds for ads, SaaS and online bookings.
Team rules
Per-person caps, categories and temporary raises.
Control by design
- Daily / weekly / monthly limits that reset automatically
- Merchant category blocks for high-risk spend
- Admin freeze from any linked device
- Receipt capture that feeds Expenses
- Role-based who can issue or raise limits
- Exportable spend for month-end close
On the move
Team spend that still feels controlled
Employees tap and go while finance keeps merchant locks and caps close.
When something looks wrong, freeze first — then open the transaction timeline together.
Expenses
Cards → receipts → close
Every authorised card is an expense waiting to be coded — ONEO keeps the path short.
Managers approve on mobile; finance exports into Books or your ERP.
Wallets
Apple Pay & Google Pay
Add eligible Business cards to mobile wallets so employees tap without carrying plastic.
Important
Issuance depends on KYB and partners
Card programmes sit with licensed partners. Limits, delivery, wallets and ATM rules vary by country and verification depth.
This page is marketing information — the ONEO Business app shows live eligibility before you issue.
Company cards FAQs
Answers written for this product.
Company admins with the right role can issue physical or virtual cards after KYB and partner underwriting allow card issuance in your market.
Yes. Set daily, weekly or monthly caps, raise temporarily for a trip, and reset automatically.
Create one virtual card per vendor cluster, lock merchant categories, and freeze the card if a tool is cancelled.
Eligible card spend can feed Expenses so managers approve with context instead of chasing email threads.
Where wallets are supported, employees can tokenise eligible Business cards. Availability is shown in card settings.
Admins or cardholders freeze from the app, review authorisations, then reorder plastic if needed.
No. Business plan, partner and country terms apply. Confirm live fees in the app.
Use Payroll for salary batches and Company cards for discretionary spend — they are complementary.
ONEO Business
Scale with controls
FX, cards, API limits and support that grow with your company.